Diskussion: DeFi? Decentralized Finance,

Vad är Decentraliserad Finans?

Han sågar Fintech som Revolut såsom varande bara en inkrementell utveckling.

Här försökt lite förstrött sätta mig in i vad detta kan vara bra till, men har gått bett än så länge.

Men verkar intressant rent tekniskt, ungefär som blockchain i övrigt.

What The Hell Is A 'FinTech' Anyway?

Decentralized Finance, or DeFi, has really shined in the past year, and proven resilient during the crypto bear market. If you haven’t been paying attention, there is now a rich ecosystem of blockchain-based, fully-transparent and mostly-decentralized applications that offer lending, saving, trading, market making, derivatives, synthetic assets and even insurance.



MakerDAO, the leader of the bunch and by far the most sophisticated project on the Ethereum platform, recently pulled off a successful transition to version 2.0. It now boasts a $115m loan portfolio backed by close to $350m in assets. It also outputs the most reliable stablecoin in the blockchain ecosystem, one that is always fully backed (unlike Tether) based on sound financial principles (unlike Basis) and doesn’t have any corporate baggage (unlike Libra).

 

Intressant! Ska läsa på lite, undrar hur de löser kreditförluster osv för investerare? Dvs vad händer om låntagare inte har råd att betala tillbaka?